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Required Minimum Distribution (RMD) Calculator

IRS Uniform Lifetime Table withdrawal amount.

Estimate the Required Minimum Distribution (RMD) you must withdraw from a tax-deferred retirement account this year using the IRS Uniform Lifetime Table divisor.

Nadia Almasri By Nadia Almasri
Published Last reviewed 1 min read

Inputs

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Results

Enter values and click Calculate to see results.
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How to use this calculator

  1. Fill in the inputs above using the units you already have.
  2. Values update automatically as you type — no submit button needed.
  3. Hover any result row for the underlying formula and intermediate values.

Formula

RMD = account balance / IRS divisor. Common divisors (Uniform Lifetime Table): 73 → 26.5, 75 → 24.6, 80 → 20.2, 85 → 16.0, 90 → 12.2.

In depth

Estimate the Required Minimum Distribution (RMD) you must withdraw from a tax-deferred retirement account this year using the IRS Uniform Lifetime Table divisor.