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401(k) Employer Match Calculator

How much of the employer match you actually capture.

Compute the employer match you earn on a 401(k) given your salary, your contribution percentage, and the match formula (e.g. 50% of the first 6%).

Nadia Almasri By Nadia Almasri
Published Last reviewed 1 min read

Inputs

$
%
%
%

Results

Enter values and click Calculate to see results.
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How to use this calculator

  1. Fill in the inputs above using the units you already have.
  2. Values update automatically as you type — no submit button needed.
  3. Hover any result row for the underlying formula and intermediate values.

Formula

Match $ = salary × min(your %, match cap %) × match rate. Total contributed = your $ + match $.

In depth

Compute the employer match you earn on a 401(k) given your salary, your contribution percentage, and the match formula (e.g. 50% of the first 6%).