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529 College Savings Calculator

Future value of a college savings plan.

Project the future value of a 529 college savings plan from current balance, monthly contributions, expected return, and years to college.

Published Last reviewed 1 min read

Inputs

$
$
%

Results

Enter values and click Calculate to see results.
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How to use this calculator

  1. Fill in the inputs above using the units you already have.
  2. Values update automatically as you type — no submit button needed.
  3. Hover any result row for the underlying formula and intermediate values.

Formula

FV = PV·(1+r)n + PMT·((1+r)n−1)/r, with monthly compounding.

In depth

Project the future value of a 529 college savings plan from current balance, monthly contributions, expected return, and years to college.