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Cash-Back Rewards Calculator

Annual rewards from cash-back categories.

Estimate the annual cash-back you would earn given a baseline rewards rate, plus a bonus rate that applies to a portion of your spending.

Nadia Almasri By Nadia Almasri
Published Last reviewed 1 min read

Inputs

$
%
$
%

Results

Enter values and click Calculate to see results.
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How to use this calculator

  1. Fill in the inputs above using the units you already have.
  2. Values update automatically as you type — no submit button needed.
  3. Hover any result row for the underlying formula and intermediate values.

Formula

Base rewards = (annual spend − bonus spend) × base %. Bonus rewards = bonus spend × bonus %.

In depth

Estimate the annual cash-back you would earn given a baseline rewards rate, plus a bonus rate that applies to a portion of your spending.