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Down Payment Required Calculator

Cash needed to hit a target loan-to-value.

Compute the down-payment dollar amount needed to hit a target loan-to-value ratio (e.g. 80 % to avoid PMI) on a home of a given purchase price, plus the resulting loan size.

Nadia Almasri By Nadia Almasri
Published Last reviewed 1 min read

Inputs

$

Results

Enter values and click Calculate to see results.
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How to use this calculator

  1. Fill in the inputs above using the units you already have.
  2. Values update automatically as you type — no submit button needed.
  3. Hover any result row for the underlying formula and intermediate values.

Formula

Down payment = price · (1 − ltv/100). Loan = price · ltv/100.

In depth

Compute the down-payment dollar amount needed to hit a target loan-to-value ratio (e.g. 80 % to avoid PMI) on a home of a given purchase price, plus the resulting loan size.