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Effective Annual Rate from Nominal Rate Calculator

EAR = (1 + r/n)ⁿ − 1 — true annual yield.

Calculates effective annual rate EAR = (1 + r_nom/n)ⁿ − 1 and APR comparison. Shows the difference from monthly, quarterly, semi-annual, and daily compounding.

Dr. Helena Ortiz By Dr. Helena Ortiz
Published Last reviewed 1 min read

Inputs

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Results

Enter values and click Calculate to see results.
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How to use this calculator

  1. Fill in the inputs above using the units you already have.
  2. Values update automatically as you type — no submit button needed.
  3. Hover any result row for the underlying formula and intermediate values.

Formula

EAR = (1 + r/n)ⁿ − 1

In depth

Calculates effective annual rate EAR = (1 + r_nom/n)ⁿ − 1 and APR comparison. Shows the difference from monthly, quarterly, semi-annual, and daily compounding.