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Mutual Fund Expense Ratio Long-Run Impact Calculator

Compare portfolio value after fees vs fee-free over N years.

Calculates the long-run impact of a mutual fund's annual expense ratio on portfolio growth by comparing it to a hypothetical zero-cost alternative.

Priya Venkatesan By Priya Venkatesan
Published Last reviewed 1 min read

Inputs

Results

Enter values and click Calculate to see results.
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How to use this calculator

  1. Fill in the inputs above using the units you already have.
  2. Values update automatically as you type — no submit button needed.
  3. Hover any result row for the underlying formula and intermediate values.

Formula

V_net = P×(1+(r−e)/100)^n; V_gross = P×(1+r/100)^n

In depth

Calculates the long-run impact of a mutual fund's annual expense ratio on portfolio growth by comparing it to a hypothetical zero-cost alternative.