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Opportunity Cost Calculator

Future value forgone by spending today.

Compute the future value forgone by spending an amount today rather than investing it at a given annual return for a chosen number of years.

Nadia Almasri By Nadia Almasri
Published Last reviewed 1 min read

Inputs

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Results

Enter values and click Calculate to see results.
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How to use this calculator

  1. Fill in the inputs above using the units you already have.
  2. Values update automatically as you type — no submit button needed.
  3. Hover any result row for the underlying formula and intermediate values.

Formula

Foregone FV = amount × (1 + r)^years. Opportunity cost = FV − amount.

In depth

Compute the future value forgone by spending an amount today rather than investing it at a given annual return for a chosen number of years.