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PITI Calculator

Principal, interest, taxes, and insurance monthly payment.

Compute the full monthly housing payment (principal + interest + property tax + homeowners insurance + PMI) for a mortgage.

Nadia Almasri By Nadia Almasri
Published Last reviewed 1 min read

Inputs

$
%
yrs
$
$
$

Results

Enter values and click Calculate to see results.
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How to use this calculator

  1. Fill in the inputs above using the units you already have.
  2. Values update automatically as you type — no submit button needed.
  3. Hover any result row for the underlying formula and intermediate values.

Formula

PITI = P&I + (annual tax + insurance + PMI) / 12.

In depth

Compute the full monthly housing payment (principal + interest + property tax + homeowners insurance + PMI) for a mortgage.