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Real Rate of Return Calculator

Inflation-adjusted return on an investment.

Compute the real (inflation-adjusted) rate of return from a nominal return and an inflation rate, using the exact Fisher formula.

Nadia Almasri By Nadia Almasri
Published Last reviewed 1 min read

Inputs

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Results

Enter values and click Calculate to see results.
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How to use this calculator

  1. Fill in the inputs above using the units you already have.
  2. Values update automatically as you type — no submit button needed.
  3. Hover any result row for the underlying formula and intermediate values.

Formula

Real = (1 + nominal) / (1 + inflation) − 1

In depth

Compute the real (inflation-adjusted) rate of return from a nominal return and an inflation rate, using the exact Fisher formula.