Amortization Schedule Calculator
Compute the monthly payment, total interest, and payoff details of any fixed-rate amortizing loan from principal, intere...
Loans, investing, and the math behind everyday money decisions.
Run the numbers on mortgages, loans, credit cards, investments, and retirement — with transparent formulas and editable assumptions.
Compute the monthly payment, total interest, and payoff details of any fixed-rate amortizing loan from principal, intere...
Estimate the monthly payment, total interest, and full payoff cost of a fixed-rate auto loan from price, down payment, t...
Estimate the monthly payment on a vehicle lease from the negotiated price, the residual value at lease end, the money fa...
Compute the number of months it takes for the monthly savings from refinancing into a lower rate to recoup the upfront c...
Estimate monthly mortgage payments, total interest, and the amortization schedule from home price, down payment, rate, a...
Compute your new monthly mortgage payment after a one-time lump-sum principal reduction (a "recast"). Reports the old pa...
See how much you would save each month, over the life of the loan, and how many months it takes to recover closing costs...
Estimate how many months it takes to clear one debt under the snowball strategy when you add a fixed extra amount on top...
Compare the total 36-month cost of leasing vs buying a vehicle, given the lease payment and the loan terms (price, down...
Work out monthly payments and total interest on student loans under standard repayment — with optional extra payments to...
See how much earlier you could pay off your mortgage and how much interest you would save by switching from monthly to b...
Calculate monthly payments, total cost, and total interest for any fixed-rate amortizing loan.
Project the total cost of renting vs. buying over your planned stay, including mortgage interest, maintenance, home appr...
Estimate the monthly Private Mortgage Insurance (PMI) cost when down payment is below 20%, plus the months until LTV rea...
Compute the maximum allowed Health Savings Account (HSA) contribution for the year and the federal tax savings, given co...
Estimate the interest-only payment during the draw period and the full principal-and-interest payment once a HELOC enter...
Estimate how many months you knock off a fixed-rate mortgage and how much interest you save by adding a constant extra p...
Estimate the monthly payment, total interest, and total cost of a fixed-rate personal loan from principal, rate, and ter...
Compute the maximum monthly housing payment a lender will allow from your monthly gross income, a target front-end DTI r...
Given a balance, APR, and your monthly payment, see how many months until the card is paid off and how much interest you...
Calculate simple interest and final balance for a principal over any period.
Project investment growth with regular contributions, any compounding frequency, and adjustable rate.
Compare the 5-year total cost of ownership (TCO) of an electric vehicle vs an equivalent gasoline vehicle from purchase...
Project the future balance of a 401(k) given salary, contribution rate, employer match, expected return, and years to re...