Finance calculators

Loans, investing, and the math behind everyday money decisions.

Run the numbers on mortgages, loans, credit cards, investments, and retirement — with transparent formulas and editable assumptions.

Calculators
314
Topics: All Mortgage (23) Loans (11) Investing (65) Retirement (8) Budgeting (27)
314 results
Finance / Loans

Payday Loan APR Calculator

Compute the effective annual percentage rate (APR) of a payday loan from the principal, the fee charged, and the term in...

basic
22,679 4.1 1 min
Finance / Mortgage

Mortgage Points Calculator

Determine how long it takes for the monthly savings from buying mortgage discount points to outweigh their up-front cost...

basic
10,520 3.9 1 min
Finance / Mortgage

LTV Calculator

Compute the loan-to-value (LTV) ratio of a mortgage from the loan amount and the property's appraised value — used to de...

basic
2,948 4.0 1 min
Finance / Mortgage

PITI Calculator

Compute the full monthly housing payment (principal + interest + property tax + homeowners insurance + PMI) for a mortga...

basic
18,122 3.9 1 min
Finance / Budgeting

Credit Utilization Calculator

Compute your overall credit utilization ratio — total credit card balances divided by total credit limits — and compare...

basic
17,170 4.9 1 min
Finance

Emergency Fund Calculator

Compute the size of an emergency fund needed to cover a chosen number of months of essential expenses, plus how long it...

basic
15,584 4.9 1 min
Finance

Savings Rate Calculator

Compute your personal savings rate (savings ÷ take-home income) and project how much you will save in a year at the curr...

basic
17,410 4.0 1 min