Calmar Ratio from Annualised Return and Max Drawdown Calculator
Calculates the Calmar ratio = annualised return / |maximum drawdown|. Used to assess risk-adjusted performance for trend...
Loans, investing, and the math behind everyday money decisions.
Run the numbers on mortgages, loans, credit cards, investments, and retirement — with transparent formulas and editable assumptions.
Calculates the Calmar ratio = annualised return / |maximum drawdown|. Used to assess risk-adjusted performance for trend...
Decomposes Return on Equity (ROE) into the three DuPont factors: net profit margin, asset turnover, and financial levera...
Estimates yield to call (YTC) using linear interpolation between two trial rates that bracket zero price difference, for...
Calculates personal net worth = liquid assets + fixed assets − short-term liabilities − long-term liabilities. Tracks fi...
Calculates internal growth rate g = (ROA × b) / (1 − ROA × b), where ROA is return on assets and b is the retention (plo...
Calculates Enterprise Value from market cap, debt, and cash, then computes the EV/EBITDA valuation multiple.
Calculates loan-to-value (LTV) ratio and home equity from property value and outstanding mortgage balance. LTV above 80%...
Convert a nominal future amount into today's purchasing power by discounting at an assumed annual inflation rate.
Calculates Jensen's alpha = R_portfolio − [R_f + β(R_m − R_f)]. Positive alpha indicates outperformance beyond what CAPM...
Calculates the intrinsic stock value using the Gordon Growth Model (Dividend Discount Model) from the next dividend, req...
Convert a nominal annual rate compounded m times per year into the effective annual rate (EAR) you actually earn or pay.
Estimates the maximum home price based on: monthly income × 28% (PITI limit) → maximum monthly payment → maximum mortgag...
Computes year-over-year revenue growth = (Rev₂ − Rev₁) / Rev₁ × 100%, and CAGR over n years = (Rev₂/Rev₁)^(1/n) − 1.
Calculates the intrinsic value of a stock using the single-stage dividend discount model (Gordon Growth Model) from next...
Calculates the minimum monthly rent a landlord must charge to cover mortgage payment and expenses, accounting for expect...
Calculates break-even point in units and revenue from fixed costs, selling price per unit, and variable cost per unit.
Calculates the cost of equity using the Capital Asset Pricing Model: r_e = R_f + β × (R_m − R_f), where R_f is the risk-...
Calculates the economic order quantity (EOQ) to minimise total inventory costs from annual demand, ordering cost, and ho...
Calculates Macaulay duration = Σ(t × PV(CF_t)) / Bond Price and modified duration = Macaulay / (1 + YTM/n) for a coupon-...
Calculates the capitalisation rate (cap rate) and gross income multiplier (GIM) for an investment property from Net Oper...
Prices European call and put options using the Black-Scholes-Merton model from stock price, strike, risk-free rate, vola...
Calculates effective annual rate EAR = (1 + r_nom/n)ⁿ − 1 and APR comparison. Shows the difference from monthly, quarter...
Calculates contribution margin per unit, contribution margin ratio, degree of operating leverage (DOL), and break-even u...
Compute tax owed under a simplified 4-bracket progressive income tax scheme. Useful for "what-if" scenarios at any combi...