Stamp Duty Land Tax UK SDLT Calculator
Calculates UK Stamp Duty Land Tax (SDLT) for residential property purchases using the standard progressive band rates: 0...
Loans, investing, and the math behind everyday money decisions.
Run the numbers on mortgages, loans, credit cards, investments, and retirement — with transparent formulas and editable assumptions.
Calculates UK Stamp Duty Land Tax (SDLT) for residential property purchases using the standard progressive band rates: 0...
Calculates future value FV = PV·e^(rt) under continuous compounding and compares to annual compound growth. Also derives...
Calculates WACC = (E/V)·r_e + (D/V)·r_d·(1−T), where E is equity value, D is debt value, V = E+D, r_e is cost of equity,...
Compute how many months it will take to pay off a balance at a given monthly payment and interest rate.
Calculates Days Sales Outstanding (DSO) to measure the average number of days it takes to collect payment after a sale.
Calculates the Macaulay Duration and Modified Duration of a bond from coupon rate, yield to maturity, face value, and ye...
Estimates bond convexity and the percentage price change from a yield shift ΔP/P ≈ −D_mod·Δy + ½·Convexity·(Δy)². Convex...
Calculates Free Cash Flow to Equity (FCFE) from net income, depreciation, capital expenditure, working capital changes,...
Calculates DSCR from net operating income (NOI) and annual debt service (P&I) to assess whether a property or business c...
Calculates depreciation expense for a specific year using the Sum of Years Digits (SYD) accelerated depreciation method....
Calculates the Sharpe Ratio of a portfolio from its return, the risk-free rate, and its standard deviation to measure ri...
Approximates IRR using linear interpolation: IRR ≈ r₁ + NPV₁ / (NPV₁ − NPV₂) × (r₂ − r₁), given NPV at two discount rate...
Calculates inventory turnover ratio and days on hand from cost of goods sold and average inventory to assess operational...
Calculates stock intrinsic value P = D₁/(k−g) where D₁ is the next dividend, k is required return (CAPM or assumed), and...
Calculates portfolio return E[R_p] = w₁R₁ + w₂R₂ and variance σ²_p = w₁²σ₁² + w₂²σ₂² + 2w₁w₂ρσ₁σ₂ for two assets with gi...
Estimate the largest mortgage and house price you can afford from gross income, monthly debts, down payment, and a targe...
Calculates the operating cash flow ratio as a measure of short-term liquidity from operating cash flow and current liabi...
Calculates simple ROI percentage, profit/loss, and the investment multiple (MOIC) from total cost and total gain. Useful...
Calculates EOQ = √(2DS/H), where D is annual demand, S is ordering cost per order, and H is annual holding cost per unit...
Calculates the parametric Value at Risk (VaR) for a portfolio from portfolio value, volatility, confidence level, and ho...
Calculates the Profitability Index (PI) or Benefit-Cost Ratio from initial investment and present value of future cash f...
Calculates the required return using CAPM: r = Rf + β(Rm − Rf). Identifies the equity risk premium, the systematic risk...
Project the future value of a 529 college savings plan from current balance, monthly contributions, expected return, and...
Calculates ARR = average annual accounting profit / average book value of investment. Simple payback-related metric used...