Finance calculators

Loans, investing, and the math behind everyday money decisions.

Run the numbers on mortgages, loans, credit cards, investments, and retirement — with transparent formulas and editable assumptions.

Calculators

314

Topics: All Mortgage (23) Loans (11) Investing (65) Retirement (8) Budgeting (27)

Finance

Book Value per Share (BVPS) Calculator

Compute book value per common share: BVPS = (total shareholders' equity − preferred equity) / common shares outstanding....

basic

3,029 3.8 1 min

Finance

Graham Number Fair Value from EPS and Book Value Calculator

Compute Benjamin Graham's quick fair-value estimate for a defensive (conservative) investor: Fair value per share = √(22...

basic

1,894 4.9 1 min

Finance / Retirement

Retirement Savings Shortfall Calculator

Project the future value of your current retirement balance plus annual contributions, then compare it against a target...

basic

24,448 4.0 1 min

Finance

Return on Equity — DuPont 3-Step Calculator

Decompose Return on Equity using the three-step DuPont identity: ROE = (Net Income / Sales) × (Sales / Total Assets) × (...

basic

23,967 4.9 1 min

Finance

Stock Beta from Covariance and Variance Calculator

Compute a stock's beta directly from the covariance of its returns with market returns and the variance of the market: β...

basic

19,234 5.0 1 min

Finance

DRIP Dividend Reinvestment Growth Calculator

Project the future value of a stock holding when dividends are reinvested at the same growth assumption, given the initi...

basic

17,666 4.1 1 min

Finance

Price-to-Earnings (P/E) Ratio from Stock Price and EPS Calculator

Compute the P/E ratio of a stock from its current price and trailing (or forward) EPS: P/E = price / EPS. Also reports t...

basic

17,478 4.0 1 min

Finance

Degree of Operating Leverage (DOL) Calculator

Compute the degree of operating leverage — sensitivity of EBIT (operating income) to a change in sales — directly from c...

basic

17,169 4.6 1 min

Finance

Quick Ratio (Acid-Test) Calculator

Compute the quick ratio (acid-test) — a stricter liquidity measure that excludes inventory: (cash + marketable securitie...

basic

15,328 4.9 1 min

Finance

Days Sales Outstanding (DSO) Calculator

Compute days sales outstanding — the average number of days it takes a company to collect on its credit sales: DSO = Acc...

basic

14,890 3.9 1 min

Finance

Tax-Loss Harvesting Savings Calculator

Compute the tax dollars saved when you realise an investment loss to offset capital gains and (up to $3,000/year) ordina...

basic

12,867 4.0 1 min

Finance

Retention Ratio & Sustainable Growth Rate Calculator

Compute the retention ratio (b = 1 − payout) and the sustainable growth rate g = ROE · b — the maximum rate at which a c...

basic

12,343 4.3 1 min

Finance

Future Value of 5 Irregular Deposits Calculator

Compute the future value at year 5 of five end-of-year deposits of different sizes, each compounded forward at the chose...

basic

12,068 4.3 1 min

Finance

Holding Period Return Calculator

Compute the holding-period return of an investment from beginning price, ending price, and any income (dividends, coupon...

basic

11,796 4.2 1 min

Finance

Back-End Debt-to-Income (DTI) Ratio Calculator

Compute the back-end debt-to-income ratio used by mortgage underwriters: sum of monthly housing payment (PITI) plus ever...

basic

9,994 4.0 1 min

Finance

Debt-to-Equity Ratio Calculator

Compute a company's debt-to-equity (leverage) ratio: total debt divided by total shareholders' equity. A D/E around 1.0–...

basic

9,965 4.0 1 min

Finance

Piotroski F-Score Financial Strength Calculator

Compute the Piotroski F-Score (0-9), a single-page screen for fundamental strength of a value stock. Nine binary 1-or-0...

basic

2,440 4.7 1 min

Finance

ROIC: Return on Invested Capital from NOPAT Calculator

Compute Return on Invested Capital — the most important measure of a company's economic performance: ROIC = NOPAT / Inve...

basic

967 4.3 1 min

Finance

Operating Expense Ratio (OER) Calculator

Calculates the Operating Expense Ratio OER = total operating expenses / net revenue × 100%. A lower OER indicates better...

basic

588 4.1 1 min

Finance

Net Working Capital Calculator

Compute net working capital — short-term liquidity in absolute dollars: NWC = current assets − current liabilities. Posi...

basic

322 4.3 1 min

Finance

Interest Coverage (Times-Interest-Earned) Ratio Calculator

Compute the times-interest-earned (interest coverage) ratio — a company's ability to service its interest payments out o...

basic

24,569 4.8 1 min

Finance

Weighted Average Cost of Capital (WACC) Calculator

Compute a firm's weighted average cost of capital from the market values of equity and debt, the cost of equity, the pre...

basic

23,936 4.2 1 min

Finance

Gross Profit Margin from Revenue and Cost of Goods Sold Calculator

Compute gross profit margin: (Revenue − COGS) / Revenue × 100 %. Indicates how much of each dollar of sales is left afte...

basic

22,849 4.2 1 min

Finance

Earnings per Share (Basic EPS) Calculator

Compute the basic earnings per share — net income available to common stockholders divided by the weighted-average numbe...

basic

19,823 4.7 1 min

Showing 145 to 168 of 314 results

About this category

Run the numbers on mortgages, loans, credit cards, investments, and retirement — with transparent formulas and editable assumptions.

Got a suggestion?

Missing a calculator in Finance? We'd love to hear what to build next.

Request a calculator

Calcify

Browse categories

Finance calculators

Book Value per Share (BVPS) Calculator

Graham Number Fair Value from EPS and Book Value Calculator

Retirement Savings Shortfall Calculator

Return on Equity — DuPont 3-Step Calculator

Stock Beta from Covariance and Variance Calculator

DRIP Dividend Reinvestment Growth Calculator

Price-to-Earnings (P/E) Ratio from Stock Price and EPS Calculator

Degree of Operating Leverage (DOL) Calculator

Quick Ratio (Acid-Test) Calculator

Days Sales Outstanding (DSO) Calculator

Tax-Loss Harvesting Savings Calculator

Retention Ratio & Sustainable Growth Rate Calculator

Future Value of 5 Irregular Deposits Calculator

Holding Period Return Calculator

Back-End Debt-to-Income (DTI) Ratio Calculator

Debt-to-Equity Ratio Calculator

Piotroski F-Score Financial Strength Calculator

ROIC: Return on Invested Capital from NOPAT Calculator

Operating Expense Ratio (OER) Calculator

Net Working Capital Calculator

Interest Coverage (Times-Interest-Earned) Ratio Calculator

Weighted Average Cost of Capital (WACC) Calculator

Gross Profit Margin from Revenue and Cost of Goods Sold Calculator

Earnings per Share (Basic EPS) Calculator