ROI Calculator
Calculate return on investment, annualized ROI, and net gain from initial cost and ending value.
Loans, investing, and the math behind everyday money decisions.
Run the numbers on mortgages, loans, credit cards, investments, and retirement — with transparent formulas and editable assumptions.
Calculate return on investment, annualized ROI, and net gain from initial cost and ending value.
Compute the present value of a perpetuity (a perpetual fixed cash flow) given the per-period cash flow and the discount...
Add up assets and subtract liabilities for a clear one-number snapshot of your financial position.
Compute the profit, total return, and percentage return on a stock trade after factoring in commissions and fees on both...
Compute the fair value of a stock using the Gordon Growth (constant-growth) dividend discount model: P = D₁ / (r − g), w...
Estimate take-home pay from gross salary after simplified federal tax, FICA, and voluntary deductions.
Compute the current yield on a bond, defined as the annual coupon income divided by the current market price (does not a...
Convert a past amount into present-day purchasing power, or project a future amount at an assumed inflation rate.
Compute the payback period of an investment given an upfront cost and constant annual cash inflow. Reports the simple an...
Estimate your monthly residential water bill from the number of gallons used per day, the per-thousand-gallons unit rate...
Convert an hourly wage into an annual, monthly, or weekly salary — and vice versa.
Compute the number of units a business must sell to break even, given fixed costs, the per-unit selling price, and per-u...
Estimate monthly grocery spending from the number of adults, children, and a chosen USDA-style food-plan band (thrifty,...
Given a tax-inclusive total and a sales-tax rate, back-out the pre-tax base price and the tax dollars: base = total / (1...
Estimate the lifetime cumulative Social Security benefit from your monthly benefit at the claim age, your expected age o...
Compute the residual value (lease-end buyout price) of a car from its MSRP and the lender's residual percentage, plus th...
Compute a restaurant tip on either the pre-tax subtotal or the post-tax total, the all-in grand total, and the per-perso...
Compute the after-tax yield of a corporate bond by multiplying the pre-tax coupon yield by (1 − marginal tax rate). Usef...
Compute the gold-to-stock ratio (price of gold ÷ price of a stock index) — a classic relative-value indicator. A high ra...
Compute the cash conversion cycle (CCC), the number of days a business's cash is tied up in operations: CCC = DIO + DSO...
Compute the present value of a growing annuity — a finite stream of cash flows that grow at a constant rate g per period...
Compute the cash ratio — the most stringent liquidity measure: cash & marketable securities ÷ current liabilities. > 1 m...
Compute the Sortino ratio — a Sharpe-style risk-adjusted return that penalises only downside volatility (σ of returns be...
Compute the portfolio-level return as the weighted average of up to four holdings: R = w₁r₁ + w₂r₂ + w₃r₃ + w₄r₄. Report...