Cash-on-Cash Return Calculator
Calculate the cash-on-cash return of a leveraged real-estate deal: annual pre-tax cash flow divided by total cash invest...
Loans, investing, and the math behind everyday money decisions.
Run the numbers on mortgages, loans, credit cards, investments, and retirement — with transparent formulas and editable assumptions.
Calculate the cash-on-cash return of a leveraged real-estate deal: annual pre-tax cash flow divided by total cash invest...
Compute the interest-only monthly payment on a Home Equity Line of Credit (HELOC) during its draw period, plus annual in...
Convert a loan's fees and interest rate into an annual percentage rate — the rate that actually reflects the cost of bor...
Add VAT/GST to a net price, or back the tax out of a tax-inclusive price, with any rate from 0 to 30%.
Approximate the yield to maturity (YTM) of a fixed-coupon bond using the closed-form approximation: YTM ≈ (C + (F − P)/n...
Convert a nominal interest rate and compounding frequency into the effective annual percentage yield.
Compute the expected return on an asset using the Capital Asset Pricing Model: E(R) = Rf + β · (Rm − Rf).
Compute the annual dividend yield of a stock as the ratio of the annual dividend per share to the current share price.
Compute the average yield of a 5-rung CD ladder by averaging 1-, 2-, 3-, 4-, and 5-year CD APYs you input. Useful for co...
Find the number of units you need to sell to cover your fixed costs, given the price per unit and the variable cost per...
Compute the future value forgone by spending an amount today rather than investing it at a given annual return for a cho...
Compute the pre-tax (taxable) yield that would be required to match a tax-free municipal-bond yield, given your marginal...
Compute the all-in monthly mortgage payment (PITI) — Principal, Interest, property Tax, and homeowners Insurance — given...
Compute the Sharpe ratio of a portfolio = (portfolio return − risk-free rate) / standard deviation of portfolio returns.
Calculate the gross margin of a sale and find the selling price that hits a target margin given the cost of goods.
Compute the future value of a deposit under continuous compounding A = P·e^(rt), and compare it with annual compounding...
Compute your new share count and per-share price after a forward stock split (e.g. 2-for-1 doubles shares and halves the...
Project how much a present amount grows to after a given period at a fixed compound rate.
Find the periodic payment that will draw down a starting balance to zero over a chosen number of periods at a given rate...
Estimate the years it takes for an investment to triple at a given annual return using the rule of 115 (years ≈ 115 / ra...
See how a portfolio grows when you invest a fixed amount on a regular schedule and let it compound at an expected return...
Work out how much a future amount is worth today, discounted at a chosen rate.
Translate a percentage raise into a new salary and a per-paycheck dollar amount, or back out the percentage change betwe...
Compute the FICA payroll tax owed by a US employee on annual gross wages: 6.2% Social Security up to the 2024 wage base...