Finance calculators

Loans, investing, and the math behind everyday money decisions.

Run the numbers on mortgages, loans, credit cards, investments, and retirement — with transparent formulas and editable assumptions.

Calculators

314

Topics: All Mortgage (23) Loans (11) Investing (65) Retirement (8) Budgeting (27)

Finance

Economic Value Added (EVA) from NOPAT and WACC Calculator

Compute Economic Value Added (Stern-Stewart): the dollar amount of value created above and beyond the cost of capital. E...

basic

17,146 4.9 1 min

Finance

Loan-to-Value (LTV) Ratio Mortgage Calculator

Compute the loan-to-value ratio for a mortgage: LTV = loan amount / lower of (appraised value, purchase price). Conventi...

basic

16,123 4.9 1 min

Finance

Bond Yield to Call (YTC) Approximation Calculator

Compute the approximate yield-to-call of a callable bond using the standard textbook formula: YTC ≈ (annual_coupon + (ca...

basic

11,428 3.9 1 min

Finance

Bond Coupon Rate Calculator

Compute the coupon rate of a bond — the annual coupon income expressed as a percentage of the face value — from the per-...

basic

11,379 5.0 1 min

Finance

Rule of 69.3 Doubling Time Calculator

Estimate the doubling time of a continuously compounding investment using the rule of 69.3 (T ≈ 69.3 / r%) and compare i...

basic

9,112 4.6 1 min

Finance

Credit-Card Balance Transfer Savings Calculator

Compute the net interest savings of moving a credit-card balance from a high-APR card to a 0 % APR teaser, taking into a...

basic

6,766 4.8 1 min

Finance

Degree of Financial Leverage (DFL) Calculator

Compute the degree of financial leverage — sensitivity of earnings per share (EPS) to a change in EBIT — directly from E...

basic

6,485 4.5 1 min

Finance

Lump Sum vs Annuity NPV Calculator

Compare the after-tax net present value of a one-time lump-sum payout against an annual annuity over a chosen number of...

basic

5,688 4.5 1 min

Finance

After-Tax Dividend Yield Calculator

Compute the after-tax dividend yield of a stock by multiplying its pre-tax dividend yield by (1 − dividend tax rate). Fo...

basic

3,876 4.5 1 min

Finance

Asset Turnover Ratio Calculator

Compute the asset turnover ratio — sales generated per dollar of assets: revenue ÷ average total assets. Higher ratios s...

basic

3,068 4.9 1 min

Finance

Net Debt from Total Debt, Cash, and Marketable Securities Calculator

Compute net debt — the total interest-bearing debt of a firm minus its cash and short-term marketable securities. Negati...

basic

2,238 4.3 1 min

Finance

Capital Expenditure to Revenue Ratio Calculator

Computes the CapEx ratio = Capital Expenditure / Revenue × 100%. Measures how capital-intensive a business is; asset-hea...

basic

1,924 5.0 1 min

Finance

Debt-Service Coverage Ratio (DSCR) Calculator

Compute the debt-service coverage ratio used in commercial real-estate lending: net operating income (NOI) divided by to...

basic

1,766 3.9 1 min

Finance

Balloon Loan Final Payment Calculator

Compute the final balloon payment on a partially-amortising loan. The borrower pays a smaller fixed monthly payment M (i...

basic

24,995 4.1 1 min

Finance

Investment Fee Break-Even Years Calculator

Compute how many years it takes for the cost drag of a high-fee mutual fund to outweigh its (assumed) higher gross retur...

basic

24,223 3.9 1 min

Finance

Inventory Turnover Ratio Calculator

Compute a company's inventory turnover ratio (cost of goods sold ÷ average inventory) and the corresponding days-on-hand...

basic

23,848 4.5 1 min

Finance

Operating Margin Calculator

Compute a company's operating margin — the share of each sales dollar that survives after operating expenses: operating...

basic

21,041 4.8 1 min

Finance

Effective Tax Rate Calculator

Compute your blended effective tax rate from the dollars paid in federal income tax, state income tax, and FICA (Social...

basic

18,160 4.8 1 min

Finance

Simple Payback Period Calculator

Compute the simple payback period — initial outlay divided by annual net cash savings — for an energy-efficiency upgrade...

basic

17,745 5.0 1 min

Finance

Capital Gains Yield Calculator

Compute the capital-gains yield — price-appreciation portion of total return on a security: CGY = (ending price − beginn...

basic

17,315 4.0 1 min

Finance

Annuity Due Present Value Calculator

Compute the present value of an annuity due — equal payments made at the beginning of each period. Differs from an ordin...

basic

16,720 4.1 1 min

Finance

Price-to-Sales (P/S) Ratio Calculator

Compute the price-to-sales (P/S) ratio — a revenue-based valuation multiple useful for unprofitable or cyclical companie...

basic

16,033 4.8 1 min

Finance

Stock Margin Call Price Calculator

Compute the stock price at which a margin call is triggered, given the purchase price, the initial margin requirement, a...

basic

13,028 4.2 1 min

Finance

Debt-to-EBITDA Leverage Ratio Calculator

Compute the debt-to-EBITDA leverage ratio: total debt / EBITDA. Banks and rating agencies typically consider < 3× as low...

basic

10,301 4.7 1 min

Showing 169 to 192 of 314 results

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Finance calculators

Economic Value Added (EVA) from NOPAT and WACC Calculator

Loan-to-Value (LTV) Ratio Mortgage Calculator

Bond Yield to Call (YTC) Approximation Calculator

Bond Coupon Rate Calculator

Rule of 69.3 Doubling Time Calculator

Credit-Card Balance Transfer Savings Calculator

Degree of Financial Leverage (DFL) Calculator

Lump Sum vs Annuity NPV Calculator

After-Tax Dividend Yield Calculator

Asset Turnover Ratio Calculator

Net Debt from Total Debt, Cash, and Marketable Securities Calculator

Capital Expenditure to Revenue Ratio Calculator

Debt-Service Coverage Ratio (DSCR) Calculator

Balloon Loan Final Payment Calculator

Investment Fee Break-Even Years Calculator

Inventory Turnover Ratio Calculator

Operating Margin Calculator

Effective Tax Rate Calculator

Simple Payback Period Calculator

Capital Gains Yield Calculator

Annuity Due Present Value Calculator

Price-to-Sales (P/S) Ratio Calculator

Stock Margin Call Price Calculator

Debt-to-EBITDA Leverage Ratio Calculator